228 loan - An Overview
228 loan - An Overview
Blog Article
The Board evaluations the impression and responsiveness with the lender's Local community growth loans and Neighborhood advancement investments that benefit or serve the nationwide region, as furnished in § 228.fifteen.
(E) Allocation of your greenback number of the community progress loan or Group growth expenditure to geographic spots served from the loan or financial commitment:
The Board premiums the overall performance of an intermediate lender evaluated under this area as offered in appendix D to this part.
The Board publishes on its general public Internet site, at the least thirty times upfront of the beginning of every calendar quarter, a list of banking companies scheduled for CRA examinations for the following two quarters.
(ix) An indicator for whether or not the loan was to a business or farm with gross yearly revenues larger than $1 million; and
In taking into consideration CRA functionality within an software described in paragraph (a) of the area, the Board will take under consideration any sights expressed by fascinated functions which can be submitted in accordance While using the Board's Guidelines of Technique set forth in twelve CFR part 262.
Pursuant to § 228.28 and appendix D to this component, the Board incorporates a lender's Retail Lending Examination conclusions into its Point out or multistate MSA rankings, as relevant, and its establishment rating.
The Board's thought in the distant company facility distribution metrics is knowledgeable by the subsequent benchmarks:
(B) Within five calendar days on the ask for, all the data that the bank is required to take care of below this section in the general public file concerning the facility-dependent evaluation area during which the branch is located.
(7) Info indicating that the credit rating needs of the power-primarily based evaluation space or retail lending evaluation area are usually not staying satisfied by lenders from the mixture, this kind of which the pertinent benchmarks usually do not sufficiently reflect Local community credit desires.
(A) For each of a financial institution's facility-centered evaluation regions in just an MSA, the MSA Nationwide Community Advancement Financing Benchmark actions the greenback quantity of Local community enhancement loans and Group development investments that advantage or serve MSAs inside the nationwide location for all massive depository institutions in comparison with deposits located in the MSAs while in the nationwide spot for all massive depository institutions.
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(i) Impedes its ability to execute in a satisfactory level under the plan, for instance economical constraints caused by sizeable functions that influence the nearby or countrywide economic climate; or
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